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Types of Loans

Premier Mortgage Options
Conventional Loans

• Fixed interest rates and variable rates available

• Variety of loan terms offered

• Low down payment options

• First-time home buyer programs

FHA Loans

• Low down payment required

• Flexible qualification guidelines

• Great option for first-time home buyers

Rural Development Loans

• Home to be purchased or served must be located in an

eligible rural area as defined by the USDA

• Household income must meet certain guidelines

• Low or no down payment programs available

Construction Loans and Permanent Financing

• Temporary financing to construct your home

• End financing with both fixed rate and variable rate products

VA Loans

• Available to Veterans and Active Duty Personnel

• No Mortgage Insurance required

• Low or no down payment products available

Jumbo Loans*

• Loans up to $3,000,000

• Variety of loan term options

• Available for primary 1-2 unit homes and second 1 unit homes

Simultaneous Home Equity Line of Credit (HELOC)*

• Loans from $15,000 - $350,000 depending on TLTV
  (total loan to value)

• Variety of repayment options

• Available for primary 1-2 unit homes and second 1 unit homes

Simultaneous Second Mortgage*

• Loans from $15,000 - $350,000 depending on TLTV

• Multiple repayment plans available

• Available for primary 1-2 unit homes and second 1 unit homes

*Structured Purchase – Structuring a HELOC or a second mortgage behind a conforming loan will typically result in lower monthly payments in jumbo loan scenarios. Convenience HELOCS – Fixed rate terms make a HELOC an ideal tool to finance future investments.

 

Take advantage of Premier Banks’ sophisticated mortgage products and the personal attention you deserve.

Premier Bank
2866 White Bear Avenue, Maplewood, MN  55109
Toll Free:  (800) 772-6497
mortgage@premierbanks.com
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Premier Bank NMLS 403178
Premier Bank Rochester NMLS 411469
Premier Bank Minnesota NMLS 403214
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